Debt

The debt markets are more complex than ever. The financial crisis of 2008 materially changed the risk appetite of high street banks, and capital adequacy rules opened up the market for new entrants. Fragmentation of the market means that your business bank is highly unlikely to be the one stop shop it once was, nor the solution you need.

The role of an independent advisor has now become essential. With the added complexity and increased fragmentation, it is highly unlikely that an owner-manager will be able to navigate these markets unaided.We will help to bring you the best debt solutions on the market to fuel growth and working capital needs. Clearly, there will be times when the risk posed by the investment requires that equity is used, but here too, we can help you.

We have experience over term loans, asset backed lending, unitranche, mezzanine and everything in-between. We will help you to hit the right balance between risk and cost of capital.

Advantages

Find the right solution

With a fragmented marketplace, an independent advisor who can help you navigate the options is essential. No longer can you rely solely on your friendly bank manager.

Optimise cost of capital

Ensure that the debt capacity of your business has been fully explored before looking at equity solutions. There's plenty of equity money only too happy to take debt-like positions at higher cost to owner-managers.

Save time

Asking us to review your business and advise on the debt options available to you can save you many man hours of discussions with numerous funders. We will bring the right solutions to you.

This is for you if...

You need to fund growth in your business, either working capital or for development and investment. You want to be efficient and consider only the options applicable to you quickly and efficiently.

 

To find out how we can help you, contact Jim Shaw.