Case Study

Amber Energy

£1m unsecured business loan for Amber Energy.

We were delighted to help Amber Energy to successfully access a £1m unsecured business loan.

Founded by Nick Proctor in 2009, Amber is an energy consultancy business, offering services to businesses in advanced energy procurement and management. Based in Cardiff, Amber works with a number of high- profile businesses across the UK. The service focuses on optimum price procurement, performance efficiencies and carbon footprint management, a sector currently in great focus globally.

In 2019, Amber’s Core division had grown consistently each year predominantly through work with sports stadia. Growth had been funded through retained profits, supplier relationships and short-term funding such as Funding Circle.

The opportunities for the group were growing significantly and into different sectors such as ‘Build-to-Rent’ a high growth area. But working capital requirements constrained its growth into different sectors. It was important to put in place a committed term loan structure to support the groups growth.

With our support, Amber applied for finance to cover its working capital requirements. This was achieved through a £1m unsecured business loan with an eight-year committed term loan repayment facility from Caple. This allowed Amber to sustainably grow across its key business divisions and focus on the emerging opportunities in the ‘Build to Rent’ sector.

Building Value

How we helped Amber Energy to access an unsecured loan...

  • Preparation

    We engaged with Amber to understand the nature of the business and their working capital requirements to support growth. We condensed management information into a concise and compelling lender presentation pack. This pack was shared with several potential lenders such that we worked on a ‘whole of market’ basis to find Amber the best possible funding solution.

    Read more
  • Financial Modelling

    We analysed the modelled cash flow forecasts to determine the right level of funding required. We assessed the affordability for the benefit of both Amber and the lender. This underpinned a detailed funding proposal to support the application to Caple. These models were based upon detailed analysis of the forecasts-based upon projections gathered from working closely with the business.

    Read more
  • Relationship Management

    To allow Amber’s management team to focus on running the business, we supported and streamlined the application process and led negotiations with all potential funders. To complete the process, we also successfully secured invoice discounting facilities to sit alongside the main loan facility.

    Read more

Like to know more? Just get in touch with one of our experts